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The Income Stress Test

This isn’t a test you pass or fail.

It’s a short check-in to help you understand how much pressure your current income is carrying — especially if you’re working hard but still feeling stressed, stretched, or unsure how sustainable this is.

There are no right or wrong answers.
Just respond with what feels most true right now.

This will take about 2-3 minutes.

Click the button below to start.

Start

Question 1 of 6

If you stepped away from work for about a month, what would happen to your income?

A

It would stop almost entirely

B

It would drop significantly

C

It would decrease, but not disappear

D

Most of it would continue

E

My income would be largely unaffected

Question 2 of 6

How predictable does your income feel from month to month?

A

Very unpredictable — I often don’t know what to expect

B

Somewhat unpredictable — there are frequent swings

C

Mostly predictable, with some ups and downs

D

Very predictable — I generally know what’s coming in

E

Extremely predictable — there are rarely surprises

Question 3 of 6

How often do you feel like you’re operating near your maximum capacity just to maintain your current income?

A

Almost all the time

B

Most of the time

C

Some of the time

D

Rarely

E

Almost never

Question 4 of 6

How confident do you feel that your income can support unexpected life events (illness, family needs, slower weeks)?

A

Not confident at all — even small disruptions feel stressful

B

Slightly confident, but disruptions still create pressure

C

Somewhat confident, depending on the situation

D

Very confident — my income can absorb most disruptions

E

Extremely confident — unexpected events rarely affect me financially

Question 5 of 6

How much mental energy do you spend thinking about or managing your income?

A

A constant amount — it’s always in the back of my mind

B

A lot — I think about it most days

C

Some — it comes up regularly but isn’t consuming

D

Very little — I rarely think about it

E

Almost none — it feels largely handled

Question 6 of 6

When you think about the next few years, how sustainable does your current way of earning feel?

A

Not sustainable — I can’t keep doing this long term

B

Barely sustainable — I’m already feeling the strain

C

Somewhat sustainable, but only if nothing changes

D

Mostly sustainable — with a few adjustments

E

Very sustainable — I feel good about the long term

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